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Shared Equity

Shared Equity is an affordable way to buy your home. It means you need a lower deposit, making this scheme particularly attractive for first time buyers.

This government-backed initiative will contribute up to 20% towards the purchase price of a new home via an equity loan. The equity loan will enable you to pay a minimum of 80% of the market value with as little as 5% deposit, whilst still owning 100% of the property.

An equity mortgage is similar to a conventional mortgage but with the assistance of a further loan. The money you borrow is secured against the title of the property. No regular capital repayments will be charged on the loan for the first five years.

If the loan is not re-paid in the first five years, a fee will be charged on the equity loan from year six onwards. Our sales consultants can provide you with more information.


The eligibility requirements for shared equity are very similar to Shared Ownership. Please contact our sales team on 0300 373 300 or email sales@networkhomes.org.uk

to request more information.

Apply for Affordable Housing